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 Forward Thinking Financial Planning to Simplify Your Life

Call

978-395-5224


Email

kathi@spurrfinance.com

Newt@spurrfinance.com

About

Bringing Expertise and Perspective to the Complexity of Your Financial Life

Spurr Financial Investment Services, LLC is located in Danver's MA.   Father and Daughter team Newt and Kathi Spurr bring over 60 years of investment experience. They strive to see that clients are protected and prepared. The goal is to  maintain lifestyles for years to come.

NEWT SPURR

Investment Advisor

Newt Spurr ran a successful CPA tax practice and Investment Advisory Business in town for 50 years.  Newt was one of the Founders and first Treasurer of the Reading-North Reading Chamber of Commerce,  past President and treasurer of the Reading Rotary Club and past Treasurer of the Unitarian Church in Rockport.


KATHI SPURR

Investment Advisor

Kathi Spurr is an Investment Advisor and Insurance Agent.  Her financial career began in Colorado in 1990 with a company specializing in Socially Responsible Investing.

Services & Fees

Advise and Educate

 Spurr Financial Investment Services, LLC, will help align your personal goals with your financial decisions. We serve as your guide and support system for a balanced financial life and lasting legacy.

How It Works:

  • In our first meeting we will get to know each other, evaluate your current financial status and discuss your financial goals.
  • Next we develop a plan that is customized to your goals and objectives.
  • We can help you implement the plans when you are ready.
  • Periodically, we will sit down to review your plan and make adjustments based on what is happening in your life.

 

Your Financial Future

Investment planning

  • Review of portfolio
  • Asset allocation
  • Time Horizon
  • Withdrawal strategies
  • Investment policy statement


Retirement Planning

  • Retirement goal setting
  • Social security and Medicare
  • IRA contributions and conversions
  • Employer sponsored plans and 401(k)'s
  • Annuities and pensions
  • RMD's and withdrawal strategies
  • Self employed retirement plans

Risk Management and insurance

  • Review of existing policies
  • Life insurance needs
  • Long term care insurance


Income tax planning

  • Review of cost-basis
  • Review realized gains
  • Carry forward losses
  • Tax loss harvesting
  • Deductions and credits
  • Potential Roth conversions
  • Health savings and flexible spending accounts

            

                 

Table of Fees for Services

Spurr Financial Investment Services, LLC (CRD# 285683) Effective Date: April 28, 2020

Spurr Financial Investment Services, LLC (the “Advisor”) provides this Table of Fees for Services as a supplemental disclosure to its Form ADV Part 2A (“Disclosure Brochure”). Please reference Items 4 and 5 of the Disclosure Brochure, which contains important details about the Advisor’s services and fees. Fees are negotiable at the sole discretion of the Advisor. The fees below will only apply to you when you request the services listed.

Fees Charged by Advisor

Fee Amount

Frequency Fee is Charged

Services

A percentage of assets under management

0.75 to 1.30%

quarterly in advance

Portfolio management for individuals and/or small businesses

Hourly charges

Up to $200

Due upon completion of the agreed upon deliverable[s]

Financial Planning Services

Subscription fees

n/a

n/a

n/a

Fixed fees

$1,000 to $5,000

Monthly in arrears

Financial Planning Services

Commissions

n/a

n/a

n/a

Performance-based fees

n/a

n/a

n/a

Other

n/a

n/a

n/a

Fees Charged by Third Parties

Fee Amount

Frequency Fee is Charged

Services

Independent Manager Fees

n/a

n/a

n/a

Robo-Advisor Fee

n/a

n/a

n/a

Please talk to the Advisor about fees and costs applicable to you

Additional fees and costs to discuss with the Advisor

Additional Fees/Costs

Yes/No

Paid To

Securities Transaction Fees *

Yes

Schwab

Commissions

No

n/a

Custodian Fees**

Yes

Schwab

Mark-ups

No

n/a

Mutual Fund/ETF Fees and Expenses

Yes

Schwab

 

* No transaction fees will be assessed for Exchange -traded funds or domestic equity securities traded online. Other types of securities subject to fees.

** The Custodian does not charge a custody fee, but fee may include [list applicable fees such as wire transfer fees, paper statement fee].


                  

                                                                                    

                

                                                                                                                                     

                  

                                                     

                       

                          

          





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Contact


Phone

978-395-5224 Kathi Spurr  

781-929-8140 Newt Spurr

 

Address

Spurr Financial
Investment Services, LLC 

173 Summer St Danver's MA 01923